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HomeMy WebLinkAboutLetter 2023-5-22 CARRINGTON P.O. Box 5001, Westfield, IN 46074 ............. MORTGAGE SERVICES,LLCPhone (800) 561-4567 Fax (800) 486-5134 D 11E �V/,'LE D 05/22/23 RIJUN - 6 2023 L:, D Village of Rye Brook VILLAGE OF RYE BROOK Building Department BUILDING DEPARTMENT 983 Kings Street Rye Brook,NY 10573 RE: Property Address: 33 HILLCREST AVE RYE BROOK NY 10573 Dear Sir/Madam: Carrington Mortgage Services, LLC ("CMS") is committed to responsible lending and servicing and we would like to notify you that, during a recent review of our records, CMS has been alerted that the above- referenced property is in violation of a local municipal code. At this time,the reported condition(s)cannot be remediated by CMS because the mortgage account is in good standing, under the uniform terms and conditions of the mortgage or deed of trust signed by the owner(s)of the property. Should you have questions regarding this matter please call our Code Compliance Team at (888) 507- 6480,Monday—Friday from 8:00 AM to 4:00 PM, Central Standard Time. Sincerely, Property Preservation Department Carrington Mortgage Services,LLC PP436 Page 1 of 1 Carrington mortgage services,IIc NMIS ID#2600 IMPORTANT DISCLOSURES VERBAL INQUIRIES & MINI MIRANDA- SCRA DISCLOSURE- COMPLAINTS- This communication is from a debt MILITARY PERSONNEL/ For verbal inquiries and complaints collector and it is for the purpose of SERVICEMEMBERS: about your mortgage loan, please collecting a debt and any information If you or your spouse is a member contact the CUSTOMER SERVICE obtained will be used for that of the military, please contact us DEPARTMENT for Carrington purpose. This notice is required by immediately. Mortgage Services, LLC, by calling the provisions of the Fair Debt The federal Servicemembers Civil 1-800-561-4567. The CUSTOMER Collection Practices Act and does Relief Act and comparable state laws SERVICE DEPARTMENT for not imply that we are attempting to afford significant protections and Carrington Mortgage Services, LLC collect money from anyone who has benefits to eligible military service is toll free and you may call from 8:00 discharged the debt under the personnel, including protections from a.m. to 8:00 p.m. Eastern Time, bankruptcy laws of the United States. foreclosure as well as interest rate Monday through Friday. You may relief. For additional information and also visit our website at HUD COUNSELOR to determine eligibility please contact https://carri,igtonmor+kgage.com/. INFORMATION- our Military Assistance Team toll free If you would like counseling or at 1-888-267-5474. IMPORTANT BANKRUPTCY assistance, you may obtain a list NOTICE- of HUD-approved homeownership NOTICES OF ERROR AND If you have been discharged from counselors or counseling INFORMATION REQUESTS, personal liability on the mortgage organizations in your area QUALIFIED WRITTEN REQUESTS because of bankruptcy proceedings by calling the HUD nationwide (QWR)- and have not reaffirmed the toll-free telephone number at Written complaints and inquiries mortgage, or if you are the subject of 1-800-569-4287 or toll-free TDD classified as Notices of Error and a pending bankruptcy proceeding, 1-800-877-8339, or by going to Information Requests or QWRs must this letter is not an attempt to collect http://www.hud.gov/offices/hsg/sfh/h be submitted to Carrington Mortgage a debt from you but merely provides cc/hcs.cfm. You can also contact the Services, LLC by fax to informational notice regarding the CFPB at 1-855-411-2372, or by 1-800-486-5134, or in writing to status of the loan. If you are going to www.consumerfinance.gov/ Carrington Mortgage Services, LLC, represented by an attorney with find-a-housing-counselor. and Attention: Customer Service, respect to your mortgage, please P.O. Box 5001, Westfield, IN 46074. forward this document to your EQUAL CREDIT OPPORTUNITY Please include your loan number on attorney. ACT NOTICE- all pages of the correspondence. The Federal Equal Credit You have the right to request CREDIT REPORTING AND Opportunity Act prohibits creditors documents we relied upon in DIRECT DISPUTES- from discriminating against credit reaching our determination. You We may report information about applicants on the basis of race,color, may request such documents or your account to credit bureaus. Late religion, national origin, sex, marital receive further assistance by payments, missed payments, or status,or age (provided the applicant contacting the Customer Service other defaults on your account may has the capacity to enter into a Department for Carrington Mortgage be reflected in your credit report. As binding contract); because all or part Services, LLC toll free at required by law, you are hereby of the applicant's income derives 1-800-561-4567, Monday through notified that a negative credit report from any public assistance program; Friday, 8:00 a.m. to 8:00 p.m. reflecting on your credit record may or because the applicant has, in good Eastern Time. You may also visit be submitted to a credit reporting faith, exercised any right under the our website at https://carrington agency if you fail to fulfill the terms of Consumer Credit Protection Act. The mortgage.com/. your credit obligations. If you have Federal Agency that administers concerns regarding the accuracy of Carrington Mortgage Services, LLC's CALIFORNIA: any information contained in a compliance with this law is the consumer report pertaining to this Federal Trade Commission, Equal Carrington Mortgage Services, account, you may send a direct Credit Opportunity, Washington, LLC is licensed by the dispute to Carrington Mortgage DC 20580. Department of Financial Services, LLC by fax to Protection and Innovation 1-800-486-5134 or in writing to Carrington Mortgage Services, LLC, under the California Residential and Attention: Customer Service, Mortgage Lending Act, File P.O. Box 5001, Westfield, IN 46074. No. 413 0904. Please include your loan number on all pages of the correspondence. 11/6/2022 , Carrington mortgage services,Ile IMPORTANT DISCLOSURES NMLS ID#2600 COLORADO Residents Only: For New York Residents Only: OREGON: 7200 S. Alton Way, Ste B180, You may file complaints about Borrowers: The Oregon Division of Centennial, CO 80112, Carrington Mortgage Services, LLC Financial Regulation (DFR)oversees 1-303-708-8795 with the New York State Department residential mortgage loan servicers of Financial Services. You may who are responsible for servicing HAWAII Residents Only: obtain further information from the residential mortgage loans in Carrington Mortgage Services, New York State Department of connection with real property located LLC is licensed with the State of Financial Services about the in Oregon and persons required to Hawaii Division of Financial availability of housing counseling have a license to service residential Institutions. You may file services by calling the Department's mortgage loans in this state. If you complaints about Carrington Consumer Assistance Unit at have questions regarding your Mortgage Services, LLC with the 1-800-342-3736 or by visiting the residential mortgage loan, please Commissioner of Financial Department's website at contact Carrington Mortgage Institutions by calling www.dfs.ny.gov. Services, LLC toll-free at 1-808-586-2820 or visiting the Carrington Mortgage Services, LLC 1-800-561-4567. To file a complaint division's website for consumer is registered with the Superintendent about unlawful conduct by an Oregon complaints at http://cca.hawaii. of the New York State Department of licensee or a person required to have gov/dfi/file-a-complaint/. For a list Financial Services. Carrington an Oregon license, call DFR at of standard or common loan Mortgage Services, LLC remains 1-888-877-4894 or visit servicing fees charged by responsible for all actions taken by http://dfr.oregon.gov. Carrington Mortgage Services, third-party service providers LLC, please visit the website at authorized by Carrington Mortgage TENNESSEE: http://www.carringtonmortga-ge. Services, LLC to act on its behalf This collection agency is licensed by com/schedule-of-fees. regarding the servicing of your loan. the Collection Service Board of the Department of Commerce and MASSACHUSETTS: NORTH CAROLINA: Insurance. NOTICE OF IMPORTANT RIGHTS Carrington Mortgage Services, LLC YOU HAVE THE RIGHT TO MAKE is licensed under North Carolina TEXAS: A WRITTEN OR ORAL REQUEST Secure and Fair Enforcement Notice to Texas Residents: THAT TELEPHONE CALLS Mortgage Licensing Act and holds COMPLAINTS REGARDING THE REGARDING YOUR DEBT NOT BE North Carolina Collection Agency SERVICING OF YOUR MADE TO YOU AT YOUR PLACE Licenses: Main Office: 1600 South MORTGAGE SHOULD BE SENT OF EMPLOYMENT. ANY SUCH Douglass Road, Suites 110 & 200-A, TO THE TEXAS DEPARTMENT OF ORAL REQUEST WILL BE VALID Anaheim, CA 92806 — Permit SAVINGS AND MORTGAGE FOR ONLY TEN DAYS UNLESS Company # 119503179 / Branch LENDING, 2601 NORTH LAMAR, YOU PROVIDE WRITTEN Offices: 2100 E. 196th Street, Suite SUITE 201, AUSTIN,TEXAS 78705. CONFIRMATION OF THE 100, Westfield, IN 46074 — Permit A TOLL-FREE CONSUMER REQUEST POSTMARKED OR Company # 119503980; 6200 HOTLINE IS AVAILABLE AT DELIVERED WITHIN SEVEN DAYS Tennyson Parkway, Suite 1 10-13, 1-877-276-5550. OF SUCH REQUEST. YOU MAY Plano,TX 75024—Permit Company A complaint form and instructions TERMINATE THIS REQUEST BY #119506645 & 800 Crescent Centre may be downloaded and printed WRITING TO THE CREDITOR. Drive, Suite 300, Franklin, TN 37067 from the Department's website — Permit Company#516535120. located at www.smi.texas.gov or NEW YORK: obtained from the department New York City Department of upon request by mail at the Consumer Affairs Debt Collection address above, by telephone at its Agency License Numbers: 1264739- toll-free consumer hotline listed DCA; 2101449-DCA; 2027784-DCA; above, or by email at & 2027786-DCA. This Collection smlinfo@sml.texas.gov. agency is licensed by the City of Buffalo license numbers: CAG11- 555177; CAG 1 1-5551 76; CAG 15- 10033598 & CAG21-10059681.City of Yonkers Debt Collection Agency License Numbers: 9717; 10562; 9837 & 9826 11/6/2022